It is crucial to detect toxic chromium ions quickly, reliably, sensitively and at low concentrations. In recent years, fluorescence-based methods have been developed for the rapid detection and determination of toxic ions such as chromium. In present work, we focused on the development of a cellulose-based fluorescent probe (Cel-Nap) for the determination of Cr(VI). The fluorescent probe bearing the 1,8-naphthalimide group displayed a low LOD of 1.07 μM for Cr(VI) in the working range of 0.33 × 10−5–3.22 × 10−5 M. The fluorescence and antibacterial properties of UiO-66-Cel-Nap and ZIF-8-Cel-Nap materials prepared by encapsulating Cel-Nap with 2 different MOF types (UiO-66 and ZIF-8) were investigated. While it was found that ZIF-8-based materials had better antimicrobial properties compared to those of UiO-66, it was determined that materials containing Ag+ were more effective against microbial than those containing AgNPs. It was found that the most effective material was ZIF-8-Cel-Nap-Ag+ and it had a significant antibacterial effect against E. coli at a MIC value of 0.0024 mg/mL.